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India Mortgage Guarantee Corporation or IMGC is the country’s first mortgage guarantee company. It a joint venture of National Housing Bank (NHB), International Finance Corporation (IFC), Genworth Financial and Asian Development Bank (ADB). The company came into existence with a dream to making early home possession a real possibility through solutions like mortgage guarantee. Not only the borrower but the lender also benefits from this scheme as it provides additional protection by reducing the element of risk.